Thursday, January 29, 2009

Babies and dirt

Mothers these days have to be reminded to allow a little dirt in their children's life. Please read this New York Times article: Babies Know: A Little Dirt Is Good for You . It have the following three recommendations.

  • Training the Immune System
  • Worms for Health
  • Wash in Moderation

Really, it is a lot easier to raise resilient children than delicate ones.

Sunday, January 18, 2009

Revisit Washington GET program

In an earlier post, I reported Washington GET program's high initial cost. For example, in 2004, it cost $61 per unit while the payout for that year was $51 per unit. I earned a low return in 2007. It seemed wiser to put the money elsewhere.

Due to last year's Wall Street disaster, I had lost significant amount in my other 529 plan, namely, UNIQUE from New Hampshire. It is terrible since my older son is already in college :(

The money in GET will probably never lose value. Further more, due to Washington state's big deficit this year, there would be a 20% budget cut to state university funding. As a result, it is very likely to have a big hike in tuition. Since GET payout grows with the tuition, this could translate to a very good return on investment.

Wednesday, January 07, 2009

Updates on New SAT Score Reporting Policy

There is a recent article on New York Times, titled "SAT Changes Policy, Opening Rift With Colleges".

The following is quoted from the article,

"Some highly selective schools have said they will not go along with Score Choice, a new policy allowing students to select which of their multiple scores colleges can see."

"Admissions officials at some highly selective colleges — the University of Southern California, Stanford, Claremont McKenna and the University of Pennsylvania, among others — have said that, Score Choice or not, they want all the scores — from the SAT and the ACT."